
Financials · Consumer Finance
$74.60
+3.61%
Vol: 2.2M
Monday, June 15, 2026
No material news in the last 48 hours.
No material news in the last 48 hours.
CFRA cut its Synchrony rating to Hold from Buy on May 15 citing consumer credit trends, funding costs and spending resilience worries. SYF filed an 8-K dated May 15 providing monthly delinquency and charge-off data for the 13 months ended April 30 and committed to continuing monthly disclosure. The company is rolling out an enhanced Dick Sporting Goods card with 10% rewards. The Board plans to raise the quarterly dividend to $0.34 from $0.30 starting Q3 and approved a new $6.5B share repurchase program with no expiration. Insider Jonathan Mothner sold 51,258 shares at $71.23 on May 15. Stock is down 16.07% YTD despite strong long-term TSR. Risk: rising consumer credit losses in a higher-for-longer rate environment could squeeze NIM and credit metrics.
Synchrony Financial filed a Form 8-K on May 15, 2026 providing monthly credit performance statistics including delinquency and charge-off data through April 30. Q1 2026 net earnings were $805M, or $2.27 diluted EPS, up from $1.89 prior year. The board approved a new $6.5B share repurchase program commencing Q2 2026 with no expiration, plus a planned 13% dividend increase to $0.34/share starting Q3. SYF relaunched its Dicks Sporting Goods credit card program with 10% back on qualifying purchases. Truist raised its price target to $82 from $71 on April 23. Insider Jonathan Mothner sold 51,258 shares on May 15. Stock traded $69-71 on May 19 with a P/E of 7.35 and 1.7% dividend yield.
Synchrony Financial paid its $0.30 quarterly common dividend on May 15, 2026 to holders of record May 5, and on the same day filed an 8-K providing updated monthly credit performance statistics (delinquency and charge-off data) through April 30, 2026, an ongoing transparency enhancement for credit-card investors. The disclosures come on top of capital-return actions already announced with Q1 results: a new $6.5B share repurchase authorization that commences in Q2 2026 with no expiration, and a planned 13% dividend increase to $0.34 per share beginning Q3 2026. Q1 2026 net earnings were $805M ($2.27 diluted EPS), up from $757M ($1.89) a year earlier. Investors will be watching the monthly credit data for any signs of consumer-credit deterioration that could pressure the buyback pace.
Synchrony Financial reported Q1 2026 EPS of $2.27 (up from $1.89 YoY) beating the $2.20 forecast, with revenue of $4.77B versus $3.78B expected and record $43B purchase volume. The Board approved a new $6.5B share repurchase program starting in Q2 2026 with no expiration date, and plans to increase the quarterly dividend from $0.30 to $0.34 starting Q3 2026. Net interest margin improved 76 bps, and net charge-offs declined to 5.42% (from 6.38%). Return on equity rose 110 bps to 19.5%. A $0.30 dividend was paid May 15. Analyst consensus is Buy with 15 buy recommendations.
Synchrony reported Q1 2026 EPS of $2.27 (vs $1.89 YoY) with net interest income up 3.8% to $4.6B. The Board announced plans to raise the quarterly cash dividend from $0.30 to $0.34 per share beginning Q3 2026 and approved a new $6.5B share repurchase program commencing in Q2 2026 with no expiration. Synchrony also expanded its co-brand partnership with Lowe's, launching the MyLowe's Pro Rewards American Express Card. Shares traded around $73 in May with a P/E of 7.23 and 1.7% yield. Capital returns signal management confidence in earnings power; risks remain on consumer credit quality and net charge-off trends amid weakening consumer sentiment.
Board approved a new $6.5B share repurchase program with no expiration date, commencing Q2 2026. Quarterly dividend of $0.30 payable May 15, with planned increase to $0.34 starting Q3 2026. Q1 2026 EPS of $2.27 met expectations; net interest income up 3.8% YoY to $4.6B. Expanded Lowe partnership launching MyLowe Pro Rewards American Express Card unlocks new spend off-network. Also expanding pet insurance via Figo partnership through CareCredit. Stock traded $69.35-$70.71 May 13. Risk: consumer credit cycle and rising charge-offs.
Synchrony declared a $0.30 quarterly dividend payable May 15 with a planned increase to $0.34 starting Q3 2026, and the Board approved a new $6.5B share repurchase program. Q1 2026 diluted EPS was $2.27, with ROE rising 110 bps to 19.5%. The company expanded its Lowe's co-brand partnership in late April with the MyLowe's Pro Rewards American Express Card, and entered the pet insurance market via a Figo Pet Insurance partnership for CareCredit reimbursement. Shares traded $69.10-$71.38 on May 12.
Synchrony reported Q1 2026 diluted EPS of $2.27 vs. $1.89 a year earlier, with net interest income up 3.8% to $4.6B. The board approved a new $6.5B share repurchase program (no expiration date) starting in Q2 2026 and plans to raise the quarterly dividend to $0.34 from $0.30 starting Q3 2026. The expanded Lowe's co-brand partnership now includes the MyLowe's Pro Rewards American Express Card. Shares traded near $73.14 on May 9. Analyst consensus is Moderate Buy with target implying 20.8% upside.
Synchrony Financial Board approved a new share repurchase program of up to $6.5 billion of common stock starting Q2 2026 with no expiration date, departing from prior programs. The Board declared a quarterly dividend of $0.30 per share payable May 15, 2026 (record date May 5), and plans to increase the quarterly dividend to $0.34 beginning Q3 2026. Q1 2026 results reported May 6 showed diluted EPS of $2.27 meeting expectations and up from $1.89 a year ago, with net interest income up 3.8% YoY to $4.6 billion. The company announced an expanded co-brand partnership with Lowe's, introducing the MyLowe's Pro Rewards American Express Card usable wherever AmEx is accepted. Analysts maintain a Moderate Buy consensus with ~20.8% upside.
Synchrony announced in April 2026 an expanded co-brand partnership with Lowes, introducing the MyLowes Pro Rewards American Express Card usable wherever American Express is accepted. The company reported Q1 2026 results on April 21 and declared a quarterly dividend of $0.30 per share, with plans to increase quarterly dividend to $0.34 per share. A $6.5 billion share repurchase program was approved. Truist raised price target to $82 from $71, and Baird raised it to $86 from $83. Wells Fargo maintains Buy rating. Average analyst rating is Buy with 12-month target of $84.57. Stock currently at $73.98.
Synchrony and DICK'S Sporting Goods relaunched co-branded credit card on May 6 with 10% back rewards on qualifying purchases. Q1 2026 dividend increased to $0.34/share (from $0.30) and $6.5B share repurchase program authorized. Expanded pet insurance partnership with Figo Pet Insurance. Baird raised price target to $86 from $83 on April 22; Truist raised to $82 from $71. Stock up 2.75% week-over-week but down 9.04% month-over-month.
Synchrony Financial reported Q1 2026 earnings of $2.27 per share, beating analyst consensus of $2.14 by $0.13. Net earnings rose to $805M on $4.64B net interest income with lower charge-offs, $100.1B in loans and strong CET1 of 12.7%. The company announced a $6.5B share repurchase authorization with no expiration and plans to raise its quarterly dividend to $0.34 per share starting Q3 2026. Synchrony expanded partnerships with Lowe's and rolled out a co-branded credit card with Chico's. Truist raised price target to $82 from $71 on April 22. Stock opened at $73.76 on May 6.
| Company | Price | Day | 1M | Fwd P/E | Beta | Mkt Cap |
|---|---|---|---|---|---|---|
| AXPAMERICAN | $335.45 | +8.31% | +7.4% | 16.6x | 1.06 | $228.8B |
| COFCAPITAL | $194.41 | +4.15% | +4.0% | 8.0x | 1.04 | $121.1B |
| SYFSYNCHRONY | $74.60 | +3.61% | +5.0% | 7.1x | 1.32 | $25.1B |
| BRK.BBERKSHIRE | $494.12 | +2.95% | +1.5% | 23.1x | 0.62 | $1.07T |
| JPMJPMORGAN | $318.91 | +5.25% | +6.2% | 13.6x | 1.00 | $855.8B |
| VVISA | $324.32 | -2.05% | -2.6% | 21.8x | 0.77 | $615.8B |
Price above both MAs — bullish structure.