Citizens Financial Group, IncNYSE: CFG
Financials · Regional Banks
$64.51
-0.84%
Vol: 2.0M
Research Digest
Friday, May 1, 2026
Citizens Financial Q1 2026 EPS beats with 47% growth; data breach affects limited customers
Citizens Financial Group reported Q1 2026 net income of $517 million with EPS of $1.13, up 47% YoY. The bank saw strong capital markets performance and private banking gains. However, a vendor data security incident tied to ransomware claims is under investigation with limited customer impact confirmed. Analysts maintain Strong Buy rating with $70.19 PT. Vanguard increased holdings.
Previous Market Intelligence
13 daysApr 30Citizens Financial Group faces data breach from third-party vendor while analysts rate stock Strong Buy at $66.85 target (+3.23% upside).Mixed▶
Citizens Financial Group is managing a data security incident tied to third-party provider with increased monitoring and customer contact. The bank has increased vigilance while safeguarding client information. Despite near-term concern, Vanguard Group grew stake by 0.2% in Q4 2025. Stock carries P/E of 15.09 and 2.8% dividend yield. Analysts maintain Strong Buy rating with 12-month target of $66.85 (3.23% upside), though some express concerns over slow growth metrics. Stock up 23% over six months. Dividend of $0.46 per share announced with April 30 ex-date. Q1 2026 earnings reported, with CFG recognized as US Bank of the Year.
Apr 29Citizens Financial Group reports strong Q4 results; promotes Brendan Coughlin to president; names Aunoy Banerjee new CFO; stock up 23% in past 6 months.Positive▶
Citizens Financial Group reported solid Q4 2025 with strong revenue growth, margin expansion, and tangible book value improvement. Company promoted Brendan Coughlin to president and hired Aunoy Banerjee as next CFO to replace John Woods who is moving to State Street. Don McCree retires from commercial banking leadership next year; Ted Swimmer takes over capital markets role. Company recognized as 'Bank of the Year' for US; stock gained 33.6% in 2025 and up 23% over past 6 months. Strategic initiatives in cost efficiencies, private banking, and capital markets expansion expected to drive double-digit core earnings growth. Company plans to use AI to boost efficiency and improve customer service.
Apr 16Citizens Financial reports strong Q1 results with 39% net income increase; Aunoy Banerjee joins as new CFO.Positive▶
Citizens Financial Group will report Q1 2026 earnings on April 16, with analyst expectations of $1.09 EPS representing 41.6% year-over-year increase from prior year. Q1 revenue projected at $2.16 billion, down 8.1% from prior year. The company promoted Brendan Coughlin to president while announcing Aunoy Banerjee, CFO of Barclays Bank PLC, as its next CFO following John Woods departure to State Street. Citizens invested $2.85 million supporting 135 nonprofit organizations across 23 states to expand financial education access. Recent insider activity includes Sumitomo Mitsui Trust Group reducing its stake by 2.3% in Q4 2025.
Apr 15Citizens Financial Group surges ahead of Q1 earnings April 16 with strong momentum and Bank of the Year 2025 recognition.Positive▶
Citizens Financial Group reports Q1 2026 earnings on April 16 amid strong investor sentiment. Stock up 14.2% over past month and 3.27% on April 15. Analysts expect 31.8% YoY profit growth. Revenue projected to grow 11.6% YoY. CFG beat Q4 2025 revenue estimates at $2.16B. Named Bank of the Year 2025 by The Banker. Current price ~$64.37 vs. analyst avg. PT of $71.28.
Apr 14Citizens Financial reports Q4 2025 earnings up 36% YoY with strong fee growth; Goldman Sachs adds to US Conviction List; Q1 due April 16.Positive▶
Citizens Financial Group reported Q4 2025 net income of $528 million, up 32% YoY, with EPS of $1.13, up 36% YoY. Goldman Sachs added CFG to US Conviction List citing private banking growth and efficiency programs. Stock gained 15.33% over 30 days and 91.03% over past year. Q1 2026 earnings due April 16.
Apr 13Citizens Financial Group Q1 2026 earnings April 16; leadership transitions support Strong Buy consensus and 11% rally in past 6 days.Positive▶
Citizens Financial Group posted strong momentum with 11.02% gain over 6 trading days, reaching $63.78. FY2025 revenue up 7.26% to $7.64B, earnings +23.03%. Brendan Coughlin promoted to President; Aunoy Banerjee hired as next CFO from Barclays. Company deploying AI for efficiency. Strategic initiatives targeting double-digit earnings growth. Q1 2026 earnings April 16.
Apr 10Goldman Sachs Adds CFG to US Conviction List on Private Banking GrowthPositive▶
Citizens Financial added to Goldman Sachs Conviction List. Q1 2026 earnings scheduled for April 16.
Apr 9Citizens Financial Group Named 2026 Bank of the Year and Added to Goldman Sachs Conviction ListPositive▶
Citizens Financial Group has earned recognition as the 2026 Bank of the Year, and Goldman Sachs added it to its US Conviction List, citing strong private banking growth and efficiency programs. The stock rose 3.27%, outpacing the financial sector's 2.81% gain. Strong 2025 performance showed revenue of $7.64 billion (up 7.26%) and earnings of $1.69 billion (up 23.03%). Citizens Private Bank has exceeded deposit and asset targets, with earnings scheduled for April 16, 2026. Twenty analysts rate the stock "Strong Buy" with a 12-month price target of $67.70.
Apr 8Citizens Financial upgraded to Outperform with strong analyst momentum.Positive▶
Baird upgraded CFG to Outperform from Neutral on March 9. Morgan Stanley raised PT to $80. Recognized as Bank of the Year for US. Q1 earnings April 16.
Apr 7Citizens Financial added to Goldman Sachs Conviction List; Q1 earnings April 16Positive▶
Goldman Sachs added Citizens Financial Group to its US Conviction List, sharpening investor focus on the bank's private banking growth, efficiency program, liquidity, and capital returns. Citizens Private Bank has been exceeding deposit and asset targets. CFG stock rose 3.27% on positive earnings outlook and strong recent performance. Q1 2026 earnings report scheduled for April 16, 2026, with analysts anticipating 31.8% profit increase YoY. Morgan Stanley raised price target to $80 from $73 (March 2). Cantor Fitzgerald reaffirmed Buy rating (March 4). Evercore ISI maintains Outperform. Market cap $25.08B, P/E 15.38, dividend yield 3.0%.
Apr 6Citizens Financial upgraded to Outperform; Q4 2025 earnings expected to show 31.8% EPS growth.Positive▶
Citizens Financial Group upgraded to Outperform from Neutral at Baird on March 9, 2026. Morgan Stanley raised price target to $80 from $73 on March 2. Stock rose 3.27% on positive earnings expectations, outpacing financial sector 2.81% gain. CFG set to report Q4 2025 earnings with 31.8% profit increase forecast. Recent "Bank of the Year" recognition reflects strong growth and customer focus. Q1 2026 earnings report scheduled April 16, 2026. Strong Buy consensus, $67.7 target (13.94% upside).
Apr 3Citizens Financial uplifted by Goldman Sachs Conviction call; Q1 earnings expected April 16 with 40% YoY profit growth.Positive▶
Citizens Financial Group has strong momentum heading into Q1 2026 earnings on April 16, with analysts expecting profit of $1.08 per share, up 40.3% YoY. Goldman Sachs added CFG to its US Conviction List. The bank was named 2026 Joe Belew Award winner for its Small Business Opportunity Fund ($80M deployed).
Apr 2Q1 2026 earnings upside expected with strong analyst upgrades, April 16 earnings callPositive▶
Citizens Financial Group will report Q1 2026 earnings on April 16, 2026, with analysts expecting EPS of $1.08 per share, up 40.3% from $0.77 in the year-ago quarter. The bank was upgraded to Outperform from Neutral at Baird on March 9, and Morgan Stanley raised its price target to $80 from $73 on March 2. Out of 23 analysts, 18 advise "Strong Buy," three suggest "Moderate Buy," and two give "Hold." CFG declared quarterly dividends on preferred stock payable April 6, 2026.
Sector Peers
| Company | Price | Day | 1M | Fwd P/E | Beta | Mkt Cap |
|---|---|---|---|---|---|---|
| FITBFIFTH | $50.49 | -0.54% | +6.7% | 10.4x | 0.97 | $46.0B |
| HBANHUNTINGTON | $16.65 | -0.69% | +5.1% | 8.8x | 0.97 | $34.0B |
| MTBM | $216.63 | -0.91% | +3.1% | 10.5x | 0.60 | $32.5B |
| CFGCITIZENS | $64.51 | -0.84% | +5.9% | 10.2x | 1.06 | $27.7B |
| RFREGIONS | $28.24 | -1.10% | +6.8% | 10.0x | 1.04 | $24.4B |
| KEYKEYCORP | $21.91 | -0.90% | +7.0% | 10.3x | 1.07 | $24.0B |
Key Fundamentals
RSI (14-Day)
52-Week Range
Moving Averages
Price above both MAs — bullish structure.