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$425M Lawsuit Settlement → BofA Lowers PT to $254 After Discover Acquisition

Capital One Financial settled a lawsuit for $425 million while integrating the Discover acquisition completed in 2025, expanding its market cap to $116.74 billion and adding a personal loan business to its credit card-dominant revenue mix. Bank of America Securities maintained a Buy rating but cut the price target from $280 to $254 due to macroeconomic uncertainties and integration risks. Analyst consensus remains positive with a $275 price target, though credit card delinquency risks and macroeconomic headwinds warrant monitoring.